EDC Payment Gateway – Partner API Documentation¶
Welcome. This site holds the API specifications that partner banks use to integrate with the EDC Payment Gateway.
Which API do I need?¶
| API | Use it when | Who calls whom |
|---|---|---|
| Bank API | Consumers search and pay EDC bills inside your bank channels (mobile banking, iBanking, counter, agent, ATM). | Bank → EDC |
| Auto Direct Debit | Consumers subscribe so new bills are debited automatically from their bank account. | Both directions |
| Online Payment | Consumers start the payment in the EDC App / Web and pay on your bank's web page or app (deep link). | EDC → Bank, with callback to EDC |
| Freeze Balance | Bills are paid by freezing (blocking) funds in the consumer's account and settling later. | Both directions |
Current versions¶
| API | Version | Modified |
|---|---|---|
| Bank API | 3.3.1 | 17/11/2025 |
| Auto Direct Debit | 2.1.3 | 03/11/2026 |
| Online Payment | 1.3.0 | 14/09/2022 |
| Freeze Balance | 1.2.4 | 02/06/2023 |
URLs in this documentation point to the SIT / staging environment. Production URLs and all credentials are provided privately by EDC / OONE.
Machine-readable specs¶
Each API has an OpenAPI 3 file in the openapi/ folder (links below). You can import these into Postman, Insomnia, or Swagger UI, or use them to generate client code.